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Recommendation for business insurance?
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Author:  Scotty [ Fri Feb 12, 2010 4:45 pm ]
Post subject:  Recommendation for business insurance?

Hello!

I'm somewhat new here, and thought I'd start off with a question: I have a home-based repair shop, and am looking for an insurance policy that would cover my shop area and any client instruments on hand. My homeowner's policy apparently will not cover this. Any thoughts are appreciated!

Thx!

Scott

Author:  Hesh [ Fri Feb 12, 2010 4:50 pm ]
Post subject:  Re: Recommendation for business insurance?

Hi Scotty and welcome to the OLF!

Try Heritage for insurance - they specialize in we Luthier types: http://www.heritage-ins-services.com/

Author:  wbergman [ Fri Feb 12, 2010 6:14 pm ]
Post subject:  Re: Recommendation for business insurance?

My homeowners agent claims that my home policy covers up to $5,000 in home business loss. I never studied the policy myself. I tried to get them to write a separate policy, but they don't do it.

Author:  stan thomison [ Fri Feb 12, 2010 6:30 pm ]
Post subject:  Re: Recommendation for business insurance?

Yea Heritage. Most or at least a lot of home owners policies will cover home based businesses. One thing, and know this from doing insurance investigations, make sure shop is set up right with proper stuff. If finish that means dedicated room, exhaust fans, etc. If not and something happens, they will send a jerk like me and will be denied.

Author:  Scotty [ Fri Feb 12, 2010 9:33 pm ]
Post subject:  Re: Recommendation for business insurance?

Hesh wrote:
Hi Scotty and welcome to the OLF!

Try Heritage for insurance - they specialize in we Luthier types: http://www.heritage-ins-services.com/



Very good - thank you!

Scott

Author:  bluescreek [ Fri Feb 12, 2010 9:35 pm ]
Post subject:  Re: Recommendation for business insurance?

Erie was the best coverage for my situation. Remember that your insurance is only as good as your agent.

Author:  David LaPlante [ Fri Feb 12, 2010 11:32 pm ]
Post subject:  Re: Recommendation for business insurance?

Ditto on Heritage, talk to Joan Gallo or Ellis Hershman.

Author:  peterm [ Sat Feb 13, 2010 1:46 am ]
Post subject:  Re: Recommendation for business insurance?

Another thumbs up for Heritage...

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